FAQ

• How is J.L. Bainbridge compensated?

  Our dedication to client satisfaction is unique in the industry, as we charge low fees with payment of that fee contingent on the client’s complete satisfaction. We also believe it’s important for clients to work with us before we charge for any services. We invoice after six months of work and only twice a year.

• How does J.L. Bainbridge choose investments for clients?

  All companies chosen for investment are in exceptional financial condition with little debt, significant cash reserves and excess annual cash flow. These companies also are benefiting, and will benefit, from an identifiable major trend, providing added reinforcement of prospects for future growth. When investing for income, we utilize investment grade bonds, exchange-traded funds, preferreds and other instruments we feel offer a reasonable return consistent with the risk.

• What is a fiduciary duty and why is it important?

  A fiduciary duty is the legal obligation of one party to act in the interest of another and apply the highest standards of care. Unlike brokers, we have a fiduciary relationship with clients that binds us by law, as well as personal ethics, to put our clients’ interests first.

• What communication will I receive about my investments?

  Our investment portfolio managers speak with clients personally, offering an exceptional level of accessibility and transparency. We also provide straightforward monthly communications that track investments and share expert insight.

• Who retains custody of your clients’ assets?

  Client assets are held at Charles Schwab & Co., Inc., one of the nation’s premier financial institutions, ensuring clients remain in complete control of their own assets. J.L. Bainbridge uses the services of Charles Schwab’s institutional service group for trade execution, viewing accounts, daily reporting and settlement services, as well as custodial services.

  Our clients benefit from this relationship by receiving regular monthly statements from Charles Schwab Institutional. They also can access and view all accounts online using the Charles Schwab website.

  Charles Schwab and Charles Schwab Institutional are registered trademarks of Charles Schwab & Co., Inc. J.L. Bainbridge is independent and not employed by, or an agent of, Charles Schwab & Co., Inc.

• What makes J.L. Bainbridge different than other advisors?

  Offering personal service by highly skilled and diversified industry veterans with proven experience in navigating volatile markets, our conservative, long-term investment approach was designed to grow wealth over the long term for our clients.

  Authentic, straightforward and dedicated solely to money management, J.L. Bainbridge empowers clients to build wealth and shape their futures with sound investments in American growth companies. In addition:

  • Unlike brokers, we sell no products and receive no commissions.
  • Our fiduciary duty dates back to the establishment of J.L. Bainbridge in 1981. This responsibility binds us by law, as well as personal ethics, to put your interests first.
  • Our conservative investment approach promotes long-term gains.
  • Our investment portfolio managers speak with clients personally, and we also provide straightforward monthly communications that track investments and provide expert insight.
  • Clients have no obligation to pay our fee unless they are completely satisfied with our services.
  • We also believe it’s important for clients to work with us before we charge for any services. We invoice twice a year, and only after six months of work.
  • Our minimum makes professional money management available to a variety of investors across the spectrum of financial needs.

• What is J.L. Bainbridge’s investment philosophy?

  Our investment philosophy is centered on achieving superior annually compounded return over each five-year period through identification of sound investments . To do this, we make conservative equity investments in major American growth companies with a proven record of double-digit growth earnings and exceptional financial strength.